Manufactured Homes - Modular Homes - Manufactured Home Insurance (Ky - Tn) - Manufactured Home Parts

• Charlie Taylor Housing is a locally owned and operated Tennessee manufactured home retailer selling factory built homes built by Horton Industries.
• Charlie Taylor is a licensed agent for both American Modern and Foremost Insurance companies who specialize in manufactured home insurance. Manufactured home insurance is available for all of Tennessee and Kentucky.
• Parts for Manufactured homes are available for sale here at our middle Tennessee location.
• We are located in Gallatin, Tennessee.  Gallatin is a just north of Nashville, Tn.. We serve the middle Tennessee area and south central Kentucky for manufactured home sales and all of Tennessee and Kentucky for modular and manufactured home insurance.
• All our factory built homes are manufactured to meet or exceed stringent HUD standard or for modular they meet or exceed local code.
• We have available a beautiful 2700 sq. ft. Cape Cod Modular that can be ordered.
• At our display center we have new factory built homes to view and we often have listings for used factory built homes.
• Charlie Taylor Housing offers a turn key professional installation of your new home. This means we will professionally assist you in every step to new home ownership.   From the time you chose your new factory built home until the time you move in, we are working on your behalf.   We have established relationships with local contractors who are well known for their workmanship.
• We specialize in helping customers get land and home packages (land/home) in Ky and Tn. Charlie Taylor Housing is your middle Tennessee modular or manufactured home dealer

Horton Home Price

Horton Industries, also a pioneer in the industry, opened in 1970.  As a manufacturer Horton is always looking for ways to be better at cutting costs rather than quality and delivering the customer more home for the money.  Come look at one of our Horton Home Show Models.  

Horton Homes has been one of the nation's top ten manufacturers for the past twelve years.  They are currently the eighth largest manufactured home builder.

Buying power must translate into "value power", which means providing you the customer with the best home value for your investment.

Horton Floor Plans

We have more than 60 Horton Home floor plans to choose from; featuring enormous closets, spacious kitchens, and generous living areas.  Come see a show model on our lot for a first hand experience.  One of our professional housing consultants will be glad to sit down with you and assist you in finding the floor plan that best suits what you want in your next home.

Horton Home Designs

Horton has dedicated home design teams working nationwide to develop homes that fit the needs of all types of families across the country. Their homes also feature the latest in state-of-the-art amenities and time-saving appliances. Your home will have the very latest in design features and amenities. You are sure to find the Horton Home that is just right for you and your family.

Quality Materials from names you trust

Our goal is to be the best of the best. Whether it is the lumber, the roofing, the material between the walls or covering the floors, you will find products supplied from the most trusted and recognized names. Names that you have come to know and trust are part of your Horton home.

Horton Homes Quality Control

Horton Homes embraces the Total Quality Management approach to doing business. That means they continually strive for better quality in all areas. That is why all materials, building standards, staff, and customer service are of the highest caliber. Horton Homes are checked and rechecked during every step of the building process to ensure you are satisfied and secure in your new home.

Manufactured Home - Modular Home - Mobile Home (What is the difference?)

Manufactured Homes:  

Manufactured homes is a term used to describe homes that are built through the use of a manufacturing process then delivered to location as one piece or in sections as compared to building a home from scratch on site (site built / stick built).   Manufactured homes can be either a home built to HUD standards which are federal or a home built to modular code which would be specific to the state (i.e.: Tennessee Modular Code).  When speaking of manufactured homes most people are referring to a HUD inspected home not a modular.

Modular Homes:

Tennessee modular homes are manufactured homes built to the tennessee modular code generally through the use of a manufacturing process, delivered to the location in different sections, then assembled.   A primary difference between Hud and Modular is that Hud is federal and modular is local.   A difference in inspection does not necessarily mean a complete difference in the way the home looks, you may not be able to tell a difference between a Hud home and a modular home.   A HUD inspected home gets a red inspection label and a modular gets a green inspection label.   HUD is a federal code inspection and Modular is a local code inspection.   Horton Homes (Our Manufacturer) has been a modular home manufacturer for more than twenty years.     They build an excellent home at a reasonable price

Mobile Homes:

Mobile Homes is really no longer a legal term used to describe homes built in a factory.   Many manufactured homes never leave the location where they are set. Mobile home at present would best describe RV's and campers as these are designed to move from place to place.

More Manufactured Housing Information:

      Manufactured homes are factory built to meet the Federal Manufactured Home Construction and Safety Standards, also known as the HUD Code. The Code, which is administered by the U.S. Department of housing and Urban Development (HUD), regulates the home's design and construction, strength and durability, transportability, fire resistance and energy efficiency. It also sets performance standards for the heating, air conditioning, plumbing, thermal and electrical systems. Although, HUD is federal there is local representation for those purchasing manufactured homes in TN.

     One of many stereotypes that persist is the term "mobile home." The fact is that the term "mobile homes" is no longer accurate. The only time that most " manufactured homes " are mobile is when they are transported from the factory to the new home's site. In 1980, Congress realized "mobile homes" was a poor description for these quality homes and stated that the term be changed to " manufactured home " in all federal laws and literature.

      Manufactured housing is defined as any home that is constructed in a factory and whose construction standards are enforced by the Department of Housing and Urban Development . Manufactured homes are different from other types of factory built housing because of the building codes to which manufacturers must comply.

      Manufacturers of other types of factory built housing, which include modular, panelized and kit homes are required to meet codes regulated by state and local agencies. The standards manufactured homes are built to account for durability, wind and fire safety as well as energy efficiency. Since the enactment of the HUD Code, standards have become even more stringent, resulting in homes that are safer, more attractive and more affordable.

      Buying a new manufactured home may be the most important purchase you will ever make. There are many different factory built home manufacturers. Manuactured homes come in a variety of sizes, styles, floor plans and prices. Manufactured homes can be installed on your own land (land and home), in a rental community or in a planned subdivision.   Looking for a manufactured home is no longer a search for mobile homes, but a search for your permanent residence.
Miscellaneous Hud Information                                       

Manufactured Home Prices - Modular Home Prices

What goes into a manufactured home price?   You visit one place and look at a double wide that is 2200 square feet and get a price, then you get a price on another home with the same square feet and the two prices are radically different. Why?   Quality Construction? Do they service what they sell? Different Options?    Which one will still be in business after you buy the home? There are numerous legitimate reasons why one person's manufactured home price may be higher than the others.   This is why when comparing manufactured home prices you should be looking for who gives you the most value instead of just who has the cheapest price.

What goes into a modular home price?   The same questions still arise.   Also modular home prices will vary according to complexity of the design.   A Cape Cod with 12/12 roof pitch with dormers will run more than a 5/12 ranch style modular home.   A modular home price will also be affected by whether it requires a crane to install.     Modular home prices can vary according to what options a person chooses.  

Installation of your home by your local manufactured home retailer (modular home dealer)

We prefer to provide a turn key service by handling the complete process of installing the new home.   As a manufactured and modular home builder / installer we want the process to go smoothly and for you to be able to enjoy your new home.   We have all the various sub-contractors lined up and we feel that we know our product best and know how to get it to site and placed the way it should be.   Charlie Taylor Housing is your local factory built home retailer.

Manufactured Home Financing - Modular Home Financing - Mobile Home Financing

We have done extensive research and have established good relationships with lenders to provide you the best in manufactured home financing. There are programs where you can finance just the home by itself or you can finance the land and home as a package. We would like to sit down with you and confidentially discuss your options and help you find the program that works best for you..

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