Manufactured Homes - Modular Homes - Manufactured Home Insurance (KY - TN) - Manufactured Home Parts

• Charlie Taylor Homes is a locally owned and operated Manufactured Home retailer selling factory built homes in Middle Tennessee. Representing Horton Home Industries, Charlie has provided affordable housing to over 2500 families since 1987.
• Charlie Taylor is a licensed agent for both American Modern and Foremost Insurance companies. Both of these reputable companies specialize in manufactured home and mobile home insurance. Manufactured home insurance quotes are available for all of Tennessee and Kentucky.
• Charlie Taylor Homes carries a large inventory of hard-to-find mobile home parts. Parts can be shipped to anywhere in the U.S.A. or can be picked up at our Gallatin, TN location.
• We are located in Gallatin, Tennessee directly on Highway 109 (South Water Ave.).  Gallatin is 20 miles northeast of Nashville, Tennessee. We serve Middle Tennessee and South Central Kentucky with manufactured home sales and service.
• All our factory built homes are manufactured to meet or exceed stringent HUD standards. All modular homes must meet or exceed local code.
• At our display center in Gallatin, TN we have new factory built homes to visit. Often we have pre-owned homes in inventory, or listings for pre-owned factory built homes.
• Charlie Taylor Homes offers a turn key professional installation of your new home. We will assist you every step of the way to new home ownership.   From the time you chose your new factory built home until the time you move in, we are working on your behalf.   We have established relationships with local contractors who are known for their quality workmanship.
• We specialize in helping customers get land and home packages (land/home) in Kentucky and Tennessee. Charlie Taylor Homes is your Middle Tennessee modular or manufactured home dealer.

Horton Home Price

Horton Industries, a pioneer in the manufactured housing industry, opened in 1970.  As a manufacturer, Horton is always looking for ways to be better at cutting costs rather than quality and delivering the customer more home for the money.   Come look at one of our Horton Home Show Models.  

Horton Homes has consistently been one of the nation's top ten factory built home manufacturers.  They are currently the sixth largest manufactured home builder in the United States.

Horton Floor Plans

Charlie Taylor Homes has more than 60 Horton Home floor plans to choose from; featuring enormous closets, spacious kitchens, and generous living areas.  Come see a show model on our Sales Center for a first hand experience.  One of our professional home consultants will be glad to sit down with you and assist you in finding the floor plan that best suits your needs.

Horton Home Designs

Horton has dedicated home design teams working nationwide to develop modern, energy-efficient homes that fit the needs of all different types of families. Horton Homes feature the latest in state-of-the-art amenities and time-saving appliances. You are sure to find the Horton Home that is just right for you and your family.

Quality Materials from Names You Can Trust

Our goal is to be the best of the best. Whether it is the lumber, the roofing, the insulation in the walls or the materials covering the floors, you will find products from the most trusted and recognized names. Quality materials are always a part of your Horton home.

Horton Homes Quality Control

Horton Homes embraces the Total Quality Management approach to doing business. That means they continually strive for better quality in all areas. The building standards, staff, and customer service are of the highest caliber. Horton Homes are checked and rechecked during every step of the building process to ensure you are satisfied and secure in your new home.

Manufactured Home - Modular Home - Mobile Home    
(What is the difference?)

Manufactured Homes:  

Manufactured homes, formerly called mobile homes, are built in a factory. Each home conforms to the U.S. Government's Manufactured Home Construction and Safety Standard (also known as HUD code), rather than to building codes enforced at the home's destination.   Each home or segment of a home is labeled with a Red Tag that is the manufacturer's guarantee that the house was built to conform to the HUD code.   These homes can be either single section, double or triple section and are transported to the customer's site and then assembled together or "set up". Manufactured homes will typically cost less than half a comparable site built home, using the same quality building materials.

Modular Homes:

The term Modular home can mean a lot of things. The most important difference is that they are built to a local code vs. the national HUD code. A modular unit can be a simple office unit, it can look exactly like a HUD manufactured home, or it can be built more elaborately with multiple sections, some in excess of 3000 sq.ft. The modular product is not necessarily built better than a HUD code home; it is just built to a different code. Typically, a modular home will cost several thousand dollars more than a HUD code manufactured home, largely due to factory compliance with local code rules. Multiple section modular homes usually run a few dollars per square foot less than site built homes.  

Mobile Homes:

Mobile Home is really no longer a legal term used to describe homes built in a factory.   Many manufactured homes never leave the location where they are set on a permanent foundation. The term 'mobile home' at present would best describe RV's and campers, as these are designed to move from place to place.

More Manufactured Housing Information:

      Manufactured homes are factory built to meet the Federal Manufactured Home Construction and Safety Standards, also known as the HUD Code. The Code, which is administered by the U.S. Department of Housing and Urban Development (HUD), regulates the home's design and construction, strength and durability, transportability, fire resistance and energy efficiency. It also sets performance standards for the heating, air conditioning, plumbing, thermal and electrical systems. Although the HUD code is a federal code there is local representation for those purchasing manufactured homes in Tennessee.

     Interestingly, the term "mobile homes" is no longer accurate. The only time that most " manufactured homes " are mobile is when they are transported from the factory to the new home site. In 1980, Congress changed the legal name from "mobile home" to " manufactured home " in all federal laws and literature.

      Manufactured housing is defined as any home that is constructed in a factory and whose construction standards are enforced by the Department of Housing and Urban Development . Manufactured homes are different from other types of factory built housing because of the building codes to which manufacturers must comply.

      Manufacturers of other types of factory built housing, includeing modular, panelized and kit homes, are required to meet codes regulated by state and local agencies. The standards manufactured homes are built to account for durability, wind and fire safety as well as energy efficiency. Since the enactment of the HUD Code, standards have become even more stringent, resulting in homes that are safer, more attractive and more affordable.

      Buying a new manufactured home may be the most important purchase you will ever make. There are many different factory built home manufacturers. Manuactured homes come in a variety of sizes, styles, floor plans and prices. Manufactured homes can be installed on your own land (land and home), in a rental community or in a planned subdivision.
Miscellaneous Hud Information                                       

Manufactured Home Prices - Modular Home Prices

What goes into a manufactured home price?   Manufactured homes can be built to meet or exceed HUD code. Beyond the HUD code, many other factors come into play when determining the price a home sells for. While one manufacturer skimps on quality to acheive greater profit margins, another may build quality features into their homes. A cheaper price is not always the best indicator of value. Look carefully at the details of the home's construction, and ask questions. At Charlie Taylor Homes, we have a professional sales staff ready to explain the benefits of a well built home, and to answer your questions. We trust Horton Homes because the long-lasting quality is built right into their products.

What goes into a modular home price?   Modular home prices will vary according to the complexity of the design and the options chosen.   A Cape Cod with a 12/12 roof pitch and dormers will cost more than a 5/12 pitch ranch style modular home.   Some modular homes require a crane for on-site installation; this, too, will affect the price.  

Installation of your Home by your local Manufactured Home Retailer

At Charlie Taylor Homes, we provide a turn key service to our customers, handling the process of site preparation and home installation from start to finish.   We put our years of set-up experience and product knowledge to work for you every step of the way. Charlie Taylor Housing is your local factory built home retailer.

Manufactured Home Financing - Modular Home Financing - Mobile Home Financing

We have sought out the best financing options and have established good relationships with our lenders in order to provide you with the best in manufactured home financing. We offer the option of Land/Home Package financing, and also Home Only financing. Let one of our sales professionals sit down with you and confidentially discuss your options to help you find the program that works best for you.

[Home]    [ Floor Plans]     [Show Models]         [Pre-Owned Homes]     [Price]   [Land]     [Insurance]     [Parts]     [Manufacturer]     [About Us]     [Mortgage Calculators]     [Storage Buildings]