Manufactured Home Insurance
Tennessee
- Kentucky
Modular Home Insurance
Tennessee
- Kentucky
Insurance Agent for Manufactured
Homes and Modular Homes:
Charlie Taylor is a licensed agent to sell insurance in the state of Tennessee and Kentucky for manufactured homes and modular homes. He represents both American Modern and Foremost. Two of the largest and well respected companies that offer flexible coverage for your manufactured home insurance needs or modular home insurance needs.
Modular or Manufactured Home Insurance: replacement cost coverage offered!
The purchase of a home is the single largest investment most families will ever make. If something happens to it you want to be able to repair or replace it. When you insure your home, peace of mind comes in knowing that you have adequate coverage. Both American Modern and Foremost offer replacement cost coverage where applicable.
What to look for when selecting manufactured home insurance or modular home insurance in Tennessee or kentucky
- How well does the insurance company understand the needs of manufactured home owners? How long have they been insuring manufactured and modular homes? Are they a recognized leader in the industry?
- Is the coverage broad and comprehensive enough to thoroughly protect your home and personal property or is it a "named peril" policy? Does it provide personal liability protection?
- If you suffer a total loss, is the value of your manufactured or modular home subject to depreciation? Many insurance policies decrease the value of your home over time, leaving you with a settlement that does not cover the cost of replacing it. Always make sure your policy does not depreciate your home.
- Can you select a number of optional coverages, or increase policy limits, so the mobile home insurance or modular home insurance will fully meet your needs?
- How financially stable is the insurance company? Is it among the best in the industry when it comes to service and commitment to customers?
- Does the company have a history of quick responses and fast claim handling? Can you file a claim at any time?
- Is the company providing the manufactured home insurance or modular home insurance expert in handling catastrophe claims? Will you get the assistance you need in these situations?
American Modern Modular or Manufactured Home Insurance: Broad / Affordable / Flexible
- Full time owner program available on single wide manufactured homes, double wide modular homes and triple wide modular homes provides protection for your manufactured or modular home, personal property and adjacent structures (such as: sheds and unattached garages).
American Modern Insurance: a solid, caring and customer friendly company
- American Modern's parent company, Midland has been in business since 1938
- Rated by A.M. Best at "A" or "A+" for more than 20 consecutive years
- Easy claim filing by toll free number or online
- Fast reliable claim service 8 a.m. - 7 p.m. (Eastern Time) Monday through Friday
- Superior Customer Service
Manufactured Home Fire Safety Tips
- Install a smoke detector in every bedroom and hallway of your house
- Test regularly and replace batteries every 6 months
- Replace detectors every 10 years
- Plan and practice an escape fom your home, pick a spot outside the home to meet.
- Have your central heating system maintained yearly
- Keep supplemental heating devices away from drapes and other flammable materials.
- Do not store flammables under or near your home.
Foremost Insurance Company
- Part of Farmers Insurance Group
- Began insuring mobile homes in 1952
- By 1958 Foremost was doing business in 35 states
- In 1961 Foremost began insuring travel trailers
- First Automobile policy was sold in 1978
- 1982: started insuring site built homes
- 1993 Foremost Insurance Company developed a special dwelling insurance program for landlords and owners of older homes.
- 1999: Luxury Motor Coaches
- 2000: motorcycle and off-road vehicle
- 2002 snowmobiles
- 2003 family boaters
The growth of Foremost has not only come from innovation but also a commitment to superior claims service. Foremost's claim representatives are well trained, professional and committed to fast, fair and friendly service.
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